You will start your adventure with a simple small tent, you can place it where it suits you and the adventure is ready to start in Animal Crossing New Horizons. This tent can be transformed into a small house and then ends up in a large palace! However, there is a price to have the house of your dreams! Here is a summary of all the prices and conditions for expanding your home.
Note that by talking to Tom Nook at the Residents' Office, you will also be able to customize your house (roof color, appearance of the mailbox, etc.) or even move it.
List of House Upgrades
Pay off your loan
To repay your loan, simply access the Nook Stop, inside the Residents' Office (or City Hall) and select the "Use the ATM" option.
You will then see the number of bells that you still have to reimburse and can select "deposit" to reimburse the amount of your choice.